News

Changes are coming to mortgages to make them safer yet harder to get.



Starting in January new rules are coming into play for mortgages. Many large banks have already cut down on the number of mortgages they do because they can no longer make a quick buck on a mortgage. Now, the smaller banks who have stepped in and are making more loans ...

If you lost your home, should you own again?



The last few years have been hard on a lot of families. Many families have lost a home or fallen behind on payments. For the families that have lost a home, there are usually more questions than answers after losing a home. How bad is my credit? Will I ever ...

Does housing counseling really work?



The housing market has changed drastically over the last few years. There is no stone that has been left unturned. Rules changes have gone in affect for mortgages, credit, appraisals, and even how a property is repaired. One of the biggest changes I have seen is the implementation of counseling ...

Top 5 reasons real estate is rebounding in 2013!



I believe in 2013 some fundamental changes will help the real estate market here in the Midwest began to improve rapidly. I am always reading. I pay attention to the market. Here are my top 5 reasons I think our market will begin to get better this year. #1 Banks are ...

Before you sign a lease…Ask questions!



I am often surprised that when I meet a family signing a lease they rarely review the entire lease even though the lease states what they will and won't be responsible for when renting a property. I thought I would put together a short list of things to look for ...

Do credit repair programs really work?



To many in the real estate industry, credit is the most important thing that you can have. For most people you can’t buy a house without credit. You pay higher interest rates with poor credit. You also pay more for other things like insurance and financing appliances with bad credit. ...

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