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Rent to Own Success Story





Repairing credit and how to maintain it!…Part 1 of 3



Whether you are looking to buy a house or you already own a house and would like to upgrade, more than likely you will need to use your credit. Credit in our society is one of the basic building blocks to financial strength and independence. I am often surprised when ...

Why can’t we have 50-year mortgages?



I got a question this week from a woman who asked, “Why can’t banks give people 50 year mortgages?” Her logic is that the payment would be lower because it is spread over 50 years compared to 15 or 30 years. In addition, most people don’t pay off their mortgage ...

A quick way to improve credit if you cannot get a loan



Many people have little dings or problems on their credit that stop them from getting the best credit rating or paying a higher interest rate when they do borrow on credit. For most people, getting credit is just a matter of applying for a credit card and using that credit ...

Will a Loan Modification Hurt My Credit Score?



More and more, loan modifications are becoming the norm for many Americans that are faced with different problems that affect their ability to pay their house note. The term loan modification used to be almost unheard of from people and from banks. For those of you who still don't know, ...

Rent With the Option to Buy – What This Precisely Means



If you are looking for a house to rent or even looking for a house to buy then chances are you have run across an ad for rent to own or lease option programs for a house. While you may have a general idea of what exactly this is, let ...

Rent to Own: What Are the Risks?



If you have ever heard of rent to own financing then it can sound like a great program. Rent a house and while you are renting you are working toward purchasing the house. The problem is that most of the people who enter a rent to own ...

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