Does housing counseling really work?



The housing market has changed drastically over the last few years. There is no stone that has been left unturned. Rules changes have gone in affect for mortgages, credit, appraisals, and even how a property is repaired. One of the biggest changes I have seen is the implementation of counseling ...

Rent to Own: What Are the Risks?



If you have ever heard of rent to own financing then it can sound like a great program. Rent a house and while you are renting you are working toward purchasing the house. The problem is that most of the people who enter a rent to own ...

Has the American Dream of Home Ownership died?



Lately, I have heard many people saying that it no longer makes sense to buy a house. People are saying that you can lose so much financially with a house if the market turns south, that you would be better off just renting a house. That way if the market ...

Credit and how to maintain it!…(Part 1)



Whether you are looking to buy a house or you already own a house and would like to upgrade, more than likely you will need to use your credit. Credit in our society is one of the basic building blocks to financial strength and independence. I am often surprised when ...

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